1
3 months
5% due on each statement
SNB credit card installments with Amwal
Split eligible purchases into 3, 6, or 12-month installment plans using your SNB credit card—online or at participating stores.
- Minimum purchase
- SAR 500
- Months available
- 3–12
- Due on each billing statement
- 5%
- Maximum purchase
- SAR 100,000
SNB installment options
Choose the payment timeline that fits your purchase
Eligible SNB purchases can be offered over 3, 6, or 12 months. The exact plans available for a transaction are displayed before you confirm and may depend on the merchant, purchase amount, and card eligibility.
2
6 months
5% due on each statement
3
12 months
5% due on each statement
SNB uses a balloon-payment structure: 5% is due on every billing statement during the selected plan. When the plan ends, the remaining balance becomes due as the final balloon payment.
How SNB installments work
Choose Amwal bank installment directly at checkout
There is no separate Amwal financing application. Select SNB from the available bank installment options and complete payment with your eligible SNB credit card.
- 1.Select Amwal bank installments at checkout.
- 2.Choose SNB and select an available 3, 6, or 12-month plan.
- 3.Pay with your eligible SNB credit card, directly or through a supported Apple Pay checkout.
- 4.Review the 5% statement-payment structure and confirm your purchase.
Track your installment plan
Review your installment plan with your SNB credit card
After your purchase is converted, review the plan alongside your SNB credit card in SNB Mobile or on your billing statement. Each statement shows the required 5% payment, and the remaining balance becomes due when the selected plan ends.
- Open SNB Mobile
- Select your SNB credit card
- Select Smart payment plan
- Review your active plan and remaining balance
Card eligibility
Check whether your SNB card is supported
Enter only the first 6–8 digits of your credit card in the secure eligibility checker. Do not enter the full card number.
Where to shop
Use SNB installments at participating Amwal merchants
Availability can differ by merchant, channel, product, and transaction. Look for Amwal at checkout or ask the cashier for bank installments.
SNB installment questions
Good to know
What is the minimum purchase for SNB installments?
The minimum eligible purchase amount with Amwal is SAR 500.
What is the maximum SNB installment amount?
The maximum eligible purchase amount for SNB customers through Amwal is SAR 100,000, subject to your available credit limit, card eligibility, and approval.
Which SNB installment tenors are available?
Eligible transactions may offer 3, 6, or 12-month plans. The exact options are displayed at checkout and may vary by merchant and purchase amount.
How does the SNB 5% balloon-payment structure work?
During the selected installment period, 5% is due on every billing statement. When the plan ends, the remaining balance becomes due as the final balloon payment.
Where can I review my SNB installment plan?
Review the converted transaction alongside your SNB credit card in SNB Mobile or on your card billing statement, where the required payment and remaining balance are shown.
Are charges shown before I confirm?
Yes. The available plan, payment structure, and any applicable charges are displayed at checkout before you confirm the purchase.
Ready to use your SNB credit card in installments?
Check your card eligibility, find a participating merchant, and select the SNB plan shown at checkout.