Simple & Clear

How It Works

Everything you need to know about using Amwal — whether you're shopping or selling.

Why Amwal

Built Around You

What Happens After You Pay?

Once the installment plan is accepted, your bank reserves and allocates the full amount, converts it to installments, and charges only the monthly installment each billing cycle.

Your installment plan is activated immediately after purchase. Monthly payments are automatically deducted from your credit card — no manual action needed from you.

How to Track Your Installments

Al Rajhi Bank

Find your TASAHEEL plan in the Al Rajhi Bank app under Financing.

Al Rajhi TASAHEEL

SNB (Alahli)

View your EPP installments in the SNB AlAhli app under Credit Cards.

SNB EPP

Check if Your Card is Eligible

Only credit cards from Al Rajhi Bank or SNB are currently eligible.

Enter your credit card number above to check eligibility.

Available Banks

Al Rajhi Bank
Al Rajhi BankTASAHEEL ProgramAvailable Now
SNB
SNB (Alahli)EPP ProgramAvailable Now
Alinma Bank
Alinma BankInstallment ProgramComing Soon

Important Note

The full invoice amount will be reserved and allocated from your credit card limit and split into installments — make sure the invoice amount is available on your credit card and within your credit limit.

Clear Payment Plans That Work for You

Every step of the installment process is clear, controlled by your bank, and compliant with Sharia.

  • 0% interest or fees — installments at the same cash price on your credit card
  • No registration on any platform or document uploads required
  • Keep all your credit card rewards, points, and miles

Sample Installment Breakdown

Purchase at CheckoutSAR 3,600
Installment Plan12 Months
Monthly PaymentSAR 300
Total Extra CostSAR 0

Values are illustrative. Actual plan depends on your bank and available credit limit.

Start Shopping Today

Browse partner stores and split your purchase into 0% monthly installments using your credit card.

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How Amwal Works | Bank Installments for Consumers & Merchants