Are bank installment sharia compliant?

Yes, all bank installments are compatible with the provisions of Islamic Sharia, where a commodity is bought and sold in the form of tawarruq or Murabha.

Which banks are partners?

You can now pay in installments using your Al Rajhi Bank credit card. Soon, installment plans will also be available with the following partner banks: AlAhli Bank, Alinma Bank, Alawwal Bank

What are the benefits of the credit card installment service with Amwal?

Installments offer financial flexibility, allowing you to shop now and pay later with easy monthly payments, a longer repayment period of up to 12 months, and a higher purchasing limit.

Do merchants need to sign an agreement with the partnering Banks?

No, we handle all agreements and eligibility conditions so that we display the best options to your customers.

When do merchants receive their payments?

You get paid upfront, 100% of the purchase amount. Money is transferred in 2-7 days according to your agreement with Amwal.

How do I enable bank installment through Amwal?

We automatically enable it for your customers when they are buying an eligible order, using an eligible credit cards. Make sure you use the latest release or contact customer support.

Can I have other Pay later options enabled on my store?

Certainly, our button works in parallel with other payment flows.

Increase Sales
and Acquire New Customers

Boost your sales with seamless payments, and flexible installment options your customers already prefer – with instant settlements to you

Get Started Book a Demo

CHECKOUT

ر.س 1,200.00

Payment Schedule

12 Months

Hold Now

Secure Payment via Amwal

ر.س 1,200

Payment 1

In 45 Days

ر.س 100

Payment 2

In 75 Days

ر.س 100

+10

Remaining

Monthly

ر.س 1,000

Mokafaa

5,000

Points Earned

Worth SAR 50

+1M Customers

18%

Higher Sales

Easy installments push more customers to complete their purchase, giving a clear uplift in sales

45%

Higher Basket Size

Customers confidently add more items or choose better models when they can split the payment monthly

15%

More New Customers

Installments attract buyers who were dropping off because of full upfront payment — turning them into real customers

Merchant Portal
Everything You Need in One Place

Track your sales, settlements, and performance in real time through a clean, intuitive dashboard. Manage refunds, monitor installment activity and access all your insights instantly..

More sales

with the best installment solution for your customers: