An eligible credit card
Use a supported credit card issued by an Amwal partner bank.
Apple Pay with Amwal
Split your credit card payments with Apple Pay
Choose an eligible bank installment plan with Amwal, then complete your payment securely with a credit card saved in Apple Pay.
- No new financing account
- Keep card rewards
- Shariah-compliant plans
Two simple ways to pay
Use Apple Pay online or while shopping in store
The checkout journey is the same: select Amwal, choose your bank and plan, then authorize the payment with Apple Pay.
Online and in participating apps
Pay with Apple Pay at checkout
Apple Pay appears when the merchant checkout, your Apple device, browser, bank, and selected card are supported.
- 1.Select Amwal at checkout.
- 2.Select your bank and preferred installment plan.
- 3.Choose Apple Pay as your payment method on a supported Apple device or checkout.
- 4.Authorize the payment using the eligible bank credit card selected in Apple Pay.
Offline and in stores
Complete the installment checkout from your phone
You do not need to select the plan on the card terminal. The cashier starts the Amwal checkout and you finish securely on your phone.
- 1.Ask the cashier for bank installments with Amwal.
- 2.Receive an SMS payment link or scan the QR code provided in store.
- 3.Select your bank and preferred installment plan.
- 4.Choose Apple Pay as your payment method on a supported Apple device or checkout.
- 5.Authorize the payment using the eligible bank credit card selected in Apple Pay.
Before you pay
What you need
Enough available credit
Your available credit limit must cover the full purchase amount.
A supported Apple checkout
Apple Pay availability depends on your device, browser, card, bank, and merchant checkout.
Apple Pay itself does not set the installment terms. Your selected bank plan determines eligibility, duration, and any applicable fixed Murabaha fee. All details are shown before you confirm.
Apple Pay installment questions
Good to know
Can I use Apple Pay installments in a physical store?
Yes. Ask the cashier to start an Amwal bank-installment payment, then open the secure SMS link or scan the QR code and choose Apple Pay in the checkout.
Which devices and browsers can I use?
Use a compatible Apple device with Apple Pay set up. Online Apple Pay is available through Safari on supported iPhone, iPad, and Mac devices. Availability in apps depends on the merchant integration.
Will I still earn my credit card rewards?
Yes. You continue to receive the points, rewards, or miles offered by your selected credit card, subject to your bank’s terms.
Are Apple Pay installment plans interest-free?
Amwal installment plans carry zero interest. Most plans have no fees; for certain merchants or items, a fixed Murabaha fee may apply and will be displayed before confirmation.
Ready to split your next purchase?
Check your card, choose an eligible plan, and pay securely with Apple Pay through Amwal.
Check card eligibility