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0% interest
Subject to Alinma eligibility
Alinma credit card installments with Amwal
Pay with your eligible Alinma credit card through Amwal, then convert the transaction in the Alinma app into equal monthly installments at 0% interest.
- Minimum purchase
- SAR 300
- Payment structure
- Equal EMI
- Interest
- 0%
- Of issued credit limit
- Up to 90%
Alinma installment options
Convert your purchase into equal monthly payments
The eligible installment terms for your transaction appear in the Alinma app after the transaction becomes available for conversion. Choose the term shown in the app that fits your purchase.
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Equal monthly payments
Subject to Alinma eligibility
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Terms shown in app
Subject to Alinma eligibility
The transaction is not converted automatically. Wait 48 hours after paying through Amwal, then open the Alinma app and manually create the installment plan. The app displays the eligible terms before you confirm.
How Alinma installments work
Pay through Amwal, then convert in the Alinma app
Complete the purchase first with your eligible Alinma credit card. After 48 hours, convert the transaction manually into an equal-monthly-payment plan in the Alinma app.
- 1.Select Amwal bank installments at checkout.
- 2.Choose Alinma and pay with your eligible Alinma credit card.
- 3.Wait 48 hours for the transaction to become available in the Alinma app.
- 4.Select the transaction, choose an eligible installment term, and confirm the conversion.
Convert your transaction
Create your installment plan in the Alinma app
After 48 hours, open the Alinma app and manually convert the eligible Amwal transaction. Once confirmed, the purchase is split into equal monthly payments at 0% interest.
- Open the Alinma app after 48 hours
- Select the eligible card transaction
- Choose one of the installment terms shown in the app
- Confirm to create equal monthly payments
Card eligibility
Check whether your Alinma card is supported
Enter only the first 6–8 digits of your credit card in the secure eligibility checker. Do not enter the full card number.
Where to shop
Use Alinma installments at participating Amwal merchants
Availability can differ by merchant, channel, product, and transaction. Look for Amwal at checkout or ask the cashier for bank installments.
Alinma installment questions
Good to know
What is the minimum purchase for Alinma installments?
The minimum eligible purchase amount through Amwal is SAR 300.
What is the maximum Alinma installment amount?
The eligible amount can be up to 90% of the issued credit limit on your Alinma card, subject to available credit, card eligibility, and Alinma approval.
Which Alinma installment terms are available?
The exact eligible terms are displayed in the Alinma app when the transaction becomes available for conversion. Select from the options shown before confirming your plan.
Is the Amwal purchase converted automatically?
No. You need to wait 48 hours after the Amwal transaction, then manually select and convert the eligible transaction in the Alinma app.
How are Alinma installment payments structured?
The converted purchase is divided into equal monthly installment payments. The app shows the selected term and plan details before confirmation.
Do Alinma installment plans charge interest?
The eligible Alinma installment plans described on this page are offered at 0% interest. Review all plan details shown in the app before confirming.
Ready to use your Alinma credit card in installments?
Check your card eligibility, pay at a participating merchant, and convert the transaction in the Alinma app after 48 hours.